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Medical practice today involves not only clinical responsibility but also increasing legal, financial, and professional risk. Even when treatment is appropriate, a doctor may still have to respond to allegations, consumer complaints, or compensation claims.
The IMA Karnataka Professional Protection Scheme (IMA KPPS) is a mutual support initiative of the IMA Karnataka State Branch designed to safeguard medical practitioners against legal expenses and compensation claims arising from professional negligence disputes. It supports members in handling litigation before District, State, and National Consumer Forums and provides protection up to ₹1 crore.
Key benefits
Support through panel advocates and assistance with legal expenses
Option to engage one’s own lawyer, subject to KPPS rules
Protection against professional-negligence and CPA-related claims
Helps protect professional confidence, practice continuity, and personal assets
Individual-doctor benefit scheme; hospitals are not covered
Who is eligible?
The applicant should:
Be a
Life Member of IMA
Be registered with the
Karnataka Medical Council
Ensure that PG degree or diploma registration is included
Maintain continuous active membership to retain scheme benefits
What should a member do after receiving a legal notice?
The member should immediately contact the KPPS office and submit:
A copy of the legal notice or complaint
OP/IP case papers
Investigation reports
Treatment records
The KPPS office reviews the matter, provides a panel of advocates, and supports the member in proceeding with the defence.
Fee details
At admission:
Admission fee: ₹100
Annual subscription: ₹2,000
Advance fraternity contribution: ₹1,000
GST and round-off: ₹600
Total: ₹3,700
For subsequent years, the annual subscription is ₹500, while the fraternity contribution is decided and communicated for that year.
Documents required
Duly filled and signed application form
IMA Life Membership Certificate
KMC Registration Certificate
Address proof
PAN card
Three passport-size photographs
Contact
IMA KPPS Registered Office
1st Floor, IMA House,
Alur Venkata Rao Road, Chamarajpete,
Bengaluru – 560018
Phone: 080-26705447
KPPS Mobile: 9141546924
Email: imakpps@gmail.com
Website: www.imakppsbengaluru.org
Discussion
Are doctors in your branch adequately aware of professional-protection schemes such as IMA KPPS?
What additional awareness, documentation training, or medico-legal support should IMA branches provide to members?
Join the discussion and share your experience.
